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    SwiftSchema

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      Stack

      Personal Loan Stack

      Personal loan pages with Service + Offer context, FAQs, and breadcrumb navigation.

      Open generatorValidate in Rich Results Test

      When to use this stack

      • Personal loan landing pages with rate and term examples
      • Loan pre-approval or eligibility pages
      • Pages where FAQs clarify funding speed, fees, and credit checks

      What's included

      • Anchors the personal loan service, provider, and area served.

      • Expresses a sample loan offer with APR and term details.

      • Frequently Asked Questions
        Open generator

        Answers questions about credit checks, fees, and funding timelines.

      • Breadcrumb
        Open generator

        Provides navigation context for the personal loan page.

      Required properties (stack union)

      Ensure every applicable required property is present in your implementation. Nested props reference their parent objects (for example, `offers.priceCurrency`).

      areaServed.name
      availability
      itemListElement[].name
      mainEntity[].@type=Question
      mainEntity[].acceptedAnswer.text
      name
      offers.price
      offers.priceCurrency
      offers.url
      price
      priceCurrency
      provider.name
      serviceType
      url

      Recommended properties (stack union)

      category
      description
      itemListElement[].item
      mainEntity[].acceptedAnswer.text
      mainEntity[].author.name
      mainEntity[].name
      name
      offers.availability
      offers.priceValidUntil
      priceValidUntil

      Combined JSON-LD

      Paste as a single script tag. Keep product details, offer data, shipping/returns, and FAQ answers in sync with the page.

      Validate
      [
        {
          "@context": "https://schema.org",
          "@type": "Service",
          "@id": "https://www.example.com/loans/personal#service",
          "name": "Personal Loans",
          "description": "Fixed-rate personal loans with fast approvals and flexible terms.",
          "serviceType": "Personal Loan",
          "provider": { "@type": "Organization", "name": "Northwind Lending" },
          "areaServed": { "@type": "AdministrativeArea", "name": "US" },
          "offers": {
            "@type": "Offer",
            "@id": "https://www.example.com/loans/personal#offer-36mo",
            "price": "8.99",
            "priceCurrency": "USD",
            "availability": "https://schema.org/InStock",
            "url": "https://www.example.com/loans/personal/apply",
            "priceValidUntil": "2025-12-31",
            "category": "36MonthAPR"
          }
        },
        {
          "@context": "https://schema.org",
          "@type": "Offer",
          "@id": "https://www.example.com/loans/personal#offer-36mo",
          "name": "36-Month Personal Loan - Sample APR",
          "price": "8.99",
          "priceCurrency": "USD",
          "availability": "https://schema.org/InStock",
          "url": "https://www.example.com/loans/personal/apply",
          "priceValidUntil": "2025-12-31",
          "category": "36MonthAPR"
        },
        {
          "@context": "https://schema.org",
          "@type": "FAQPage",
          "mainEntity": [
            {
              "@type": "Question",
              "name": "Does applying affect my credit score?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "We use a soft credit check for pre-qualification. A hard inquiry happens only if you accept an offer."
              }
            },
            {
              "@type": "Question",
              "name": "How fast can I get funded?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Approved applicants can receive funds in as little as 1-2 business days."
              }
            },
            {
              "@type": "Question",
              "name": "Are there origination fees?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Some loans include an origination fee; we disclose this during the application process."
              }
            }
          ]
        },
        {
          "@context": "https://schema.org",
          "@type": "BreadcrumbList",
          "itemListElement": [
            { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.example.com" },
            { "@type": "ListItem", "position": 2, "name": "Loans", "item": "https://www.example.com/loans" },
            { "@type": "ListItem", "position": 3, "name": "Personal Loans", "item": "https://www.example.com/loans/personal" }
          ]
        }
      ]

      Implementation steps

      1. Start from your live product detail page content; ensure titles, prices, and availability match the page.
      2. Embed one JSON-LD script in the head or just before the closing body tag using the combined example as a template.
      3. Fill shipping details for each region you serve and keep them aligned with on-page shipping tables.
      4. Attach your canonical MerchantReturnPolicy URL and keep the policy text in sync with Merchant Center.
      5. Add 3–6 FAQs that address purchase blockers (shipping, returns, compatibility) and keep answers consistent with visible content.
      6. Validate in the Rich Results Test and revalidate after price/availability/policy changes.

      Common errors and fixes

      FAQs

      Do I need a separate Offer object?

      Yes if you show sample APRs or terms. Keep price and priceValidUntil aligned to the page.

      How should I handle multiple loan terms?

      Add one Offer per term shown (e.g., 36-month, 60-month) with distinct @id values.

      References