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      Stack

      Mortgage Refinance Stack

      Mortgage refinance pages with Service + Offer context, FAQs, and breadcrumb navigation.

      Open generatorValidate in Rich Results Test

      When to use this stack

      • Mortgage refinance landing pages with rate samples
      • Refinance quote pages with eligibility requirements
      • Pages where FAQs clarify credit pulls, closing costs, and timeline

      What's included

      • Anchors the refinance service, provider, and area served.

      • Expresses a sample refinance offer with availability and URL.

      • Frequently Asked Questions
        Open generator

        Answers questions about eligibility, credit pulls, and closing costs.

      • Breadcrumb
        Open generator

        Provides navigation context for the refinance page.

      Required properties (stack union)

      Ensure every applicable required property is present in your implementation. Nested props reference their parent objects (for example, `offers.priceCurrency`).

      areaServed.name
      availability
      itemListElement[].name
      mainEntity[].@type=Question
      mainEntity[].acceptedAnswer.text
      name
      offers.price
      offers.priceCurrency
      offers.url
      price
      priceCurrency
      provider.name
      serviceType
      url

      Recommended properties (stack union)

      category
      description
      itemListElement[].item
      mainEntity[].acceptedAnswer.text
      mainEntity[].author.name
      mainEntity[].name
      name
      offers.availability
      offers.priceValidUntil
      priceValidUntil

      Combined JSON-LD

      Paste as a single script tag. Keep product details, offer data, shipping/returns, and FAQ answers in sync with the page.

      Validate
      [
        {
          "@context": "https://schema.org",
          "@type": "Service",
          "@id": "https://www.example.com/mortgages/refinance#service",
          "name": "Mortgage Refinance",
          "description": "Refinance your mortgage with personalized rate options and closing cost estimates.",
          "serviceType": "Mortgage Refinance",
          "provider": { "@type": "Organization", "name": "Northwind Home Loans" },
          "areaServed": { "@type": "AdministrativeArea", "name": "US" },
          "offers": {
            "@type": "Offer",
            "@id": "https://www.example.com/mortgages/refinance#offer-15yr",
            "price": "5.25",
            "priceCurrency": "USD",
            "availability": "https://schema.org/InStock",
            "url": "https://www.example.com/mortgages/refinance/apply",
            "priceValidUntil": "2025-12-31",
            "category": "15YearFixed"
          }
        },
        {
          "@context": "https://schema.org",
          "@type": "Offer",
          "@id": "https://www.example.com/mortgages/refinance#offer-15yr",
          "name": "15-Year Fixed Refinance - Sample Rate",
          "price": "5.25",
          "priceCurrency": "USD",
          "availability": "https://schema.org/InStock",
          "url": "https://www.example.com/mortgages/refinance/apply",
          "priceValidUntil": "2025-12-31",
          "category": "15YearFixed"
        },
        {
          "@context": "https://schema.org",
          "@type": "FAQPage",
          "mainEntity": [
            {
              "@type": "Question",
              "name": "Does the quote require a hard credit pull?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "No. We use a soft credit check for initial quotes; a hard pull happens only if you proceed."
              }
            },
            {
              "@type": "Question",
              "name": "Are closing costs included?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "We provide a closing cost estimate before you lock a rate."
              }
            },
            {
              "@type": "Question",
              "name": "How long does refinancing take?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Most refinances close within 30-45 days depending on documentation."
              }
            }
          ]
        },
        {
          "@context": "https://schema.org",
          "@type": "BreadcrumbList",
          "itemListElement": [
            { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.example.com" },
            { "@type": "ListItem", "position": 2, "name": "Mortgages", "item": "https://www.example.com/mortgages" },
            { "@type": "ListItem", "position": 3, "name": "Refinance", "item": "https://www.example.com/mortgages/refinance" }
          ]
        }
      ]

      Implementation steps

      1. Start from your live product detail page content; ensure titles, prices, and availability match the page.
      2. Embed one JSON-LD script in the head or just before the closing body tag using the combined example as a template.
      3. Fill shipping details for each region you serve and keep them aligned with on-page shipping tables.
      4. Attach your canonical MerchantReturnPolicy URL and keep the policy text in sync with Merchant Center.
      5. Add 3–6 FAQs that address purchase blockers (shipping, returns, compatibility) and keep answers consistent with visible content.
      6. Validate in the Rich Results Test and revalidate after price/availability/policy changes.

      Common errors and fixes

      FAQs

      Do I need a separate Offer object?

      Yes if you show a sample rate or term. Keep price and priceValidUntil aligned to what is visible.

      How should I handle multiple refinance options?

      Add one Offer per option shown, such as 15-year fixed and 30-year fixed, with unique @id values.

      References