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      Stack

      Mortgage Rate Finder Stack

      Mortgage rate/quote tools with Service + Offer context, FAQs, and breadcrumb navigation.

      Open generatorValidate in Rich Results Test

      When to use this stack

      • Mortgage rate/quote finder pages for purchase or refinance
      • Lead-gen rate tools that need clear service/provider context
      • Pages where FAQs clarify validity, credit pulls, and rate locks

      What's included

      • Anchors the mortgage rate service, provider, and area served.

      • Expresses a sample rate/offer with availability and URL.

      • Frequently Asked Questions
        Open generator

        Answers eligibility, credit pull, rate lock, and timeline questions.

      • Breadcrumb
        Open generator

        Provides navigation context to the rate finder page.

      Required properties (stack union)

      Ensure every applicable required property is present in your implementation. Nested props reference their parent objects (for example, `offers.priceCurrency`).

      areaServed.name
      availability
      itemListElement[].name
      mainEntity[].@type=Question
      mainEntity[].acceptedAnswer.text
      name
      offers.price
      offers.priceCurrency
      offers.url
      price
      priceCurrency
      provider.name
      serviceType
      url

      Recommended properties (stack union)

      category
      description
      itemListElement[].item
      mainEntity[].acceptedAnswer.text
      mainEntity[].author.name
      mainEntity[].name
      name
      offers.availability
      offers.priceValidUntil
      priceValidUntil

      Combined JSON-LD

      Paste as a single script tag. Keep product details, offer data, shipping/returns, and FAQ answers in sync with the page.

      Validate
      [
        {
          "@context": "https://schema.org",
          "@type": "Service",
          "@id": "https://www.example.com/mortgages/rates#service",
          "name": "Mortgage Rate Finder",
          "description": "Get current purchase and refinance rates with a soft credit check.",
          "serviceType": "Mortgage Lending",
          "provider": { "@type": "Organization", "name": "Example Home Loans" },
          "areaServed": { "@type": "AdministrativeArea", "name": "US" },
          "offers": {
            "@type": "Offer",
            "@id": "https://www.example.com/mortgages/rates#offer-30yr",
            "price": "5.75",
            "priceCurrency": "USD",
            "availability": "https://schema.org/InStock",
            "url": "https://www.example.com/mortgages/apply",
            "priceValidUntil": "2025-12-31",
            "category": "30YearFixed"
          }
        },
        {
          "@context": "https://schema.org",
          "@type": "Offer",
          "@id": "https://www.example.com/mortgages/rates#offer-30yr",
          "name": "30-Year Fixed — Sample Rate",
          "price": "5.75",
          "priceCurrency": "USD",
          "availability": "https://schema.org/InStock",
          "url": "https://www.example.com/mortgages/apply",
          "priceValidUntil": "2025-12-31",
          "category": "30YearFixed"
        },
        {
          "@context": "https://schema.org",
          "@type": "FAQPage",
          "mainEntity": [
            {
              "@type": "Question",
              "name": "Does the quote require a hard credit pull?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "No. We use a soft credit check for initial quotes. A hard pull happens only if you proceed to apply."
              }
            },
            {
              "@type": "Question",
              "name": "How long is the rate valid?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Sample rates are indicative and change daily. Lock your rate during application to secure pricing."
              }
            },
            {
              "@type": "Question",
              "name": "Do you support refinance quotes?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Yes. Select Refinance in the tool to see refinance-specific rates and terms."
              }
            }
          ]
        },
        {
          "@context": "https://schema.org",
          "@type": "BreadcrumbList",
          "itemListElement": [
            { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.example.com" },
            { "@type": "ListItem", "position": 2, "name": "Mortgages", "item": "https://www.example.com/mortgages" },
            { "@type": "ListItem", "position": 3, "name": "Rates", "item": "https://www.example.com/mortgages/rates" }
          ]
        }
      ]

      Implementation steps

      1. Start from your live product detail page content; ensure titles, prices, and availability match the page.
      2. Embed one JSON-LD script in the head or just before the closing body tag using the combined example as a template.
      3. Fill shipping details for each region you serve and keep them aligned with on-page shipping tables.
      4. Attach your canonical MerchantReturnPolicy URL and keep the policy text in sync with Merchant Center.
      5. Add 3–6 FAQs that address purchase blockers (shipping, returns, compatibility) and keep answers consistent with visible content.
      6. Validate in the Rich Results Test and revalidate after price/availability/policy changes.

      Common errors and fixes

      FAQs

      Do I need a separate Offer object?

      Yes if you show a sample rate/term. Keep price/currency aligned to what’s visible and update priceValidUntil regularly.

      How should I handle multiple rate types?

      Add one Offer per rate type shown (e.g., 30-year fixed, 15-year fixed, refinance) with distinct @id values.

      References