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      Stack

      Loan Pre-Qualification Stack

      Loan pre-qualification pages with Service + Offer details, FAQs, and breadcrumb navigation.

      Open generatorValidate in Rich Results Test

      When to use this stack

      • Personal or small business loan pre-qualification pages
      • Credit pre-check flows where eligibility and rates are shown
      • Pages that need clarity on timelines, documents, and fees

      What's included

      • Describes the loan pre-qualification service, provider, and area served.

      • Expresses the pre-qualification offer terms, price/fees, and CTA URL.

      • Frequently Asked Questions
        Open generator

        Answers eligibility, credit impact, timelines, and document questions.

      • Breadcrumb
        Open generator

        Provides navigation context to the pre-qualification page.

      Required properties (stack union)

      Ensure every applicable required property is present in your implementation. Nested props reference their parent objects (for example, `offers.priceCurrency`).

      areaServed.name
      availability
      itemListElement[].name
      mainEntity[].@type=Question
      mainEntity[].acceptedAnswer.text
      name
      offers.@id
      price
      priceCurrency
      provider.name
      provider.url
      serviceType
      url

      Recommended properties (stack union)

      category
      description
      itemListElement[].item
      mainEntity[].acceptedAnswer.text
      mainEntity[].author.name
      mainEntity[].name
      priceValidUntil
      provider.address.addressCountry
      provider.logo

      Combined JSON-LD

      Paste as a single script tag. Keep product details, offer data, shipping/returns, and FAQ answers in sync with the page.

      Validate
      [
        {
          "@context": "https://schema.org",
          "@type": "Service",
          "@id": "https://www.example.com/loans/prequal#service",
          "name": "Personal Loan Pre-Qualification",
          "serviceType": "LoanPrequalification",
          "description": "Check your rate without impacting credit. Get a pre-qualification decision in minutes.",
          "provider": {
            "@type": "Organization",
            "name": "Harbor Lending",
            "url": "https://www.example.com",
            "logo": "https://www.example.com/assets/logo.svg",
            "address": {
              "@type": "PostalAddress",
              "addressCountry": "US"
            }
          },
          "areaServed": { "@type": "AdministrativeArea", "name": "United States" },
          "offers": { "@id": "https://www.example.com/loans/prequal#offer" }
        },
        {
          "@context": "https://schema.org",
          "@type": "Offer",
          "@id": "https://www.example.com/loans/prequal#offer",
          "name": "Pre-Qualification Offer",
          "price": "0.00",
          "priceCurrency": "USD",
          "availability": "https://schema.org/InStock",
          "url": "https://www.example.com/loans/prequal#start",
          "category": "LoanPrequalification",
          "description": "No-impact credit check with rate ranges provided instantly."
        },
        {
          "@context": "https://schema.org",
          "@type": "FAQPage",
          "mainEntity": [
            {
              "@type": "Question",
              "name": "Does pre-qualification impact my credit score?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "No. We use a soft inquiry for pre-qualification. A hard pull occurs only after you accept an offer."
              }
            },
            {
              "@type": "Question",
              "name": "How long does it take?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Most applicants see rate ranges in under 2 minutes. Final approval can take 1–2 business days."
              }
            },
            {
              "@type": "Question",
              "name": "What documents are required?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Government ID and proof of income. We may request bank statements for verification."
              }
            }
          ]
        },
        {
          "@context": "https://schema.org",
          "@type": "BreadcrumbList",
          "itemListElement": [
            { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.example.com" },
            { "@type": "ListItem", "position": 2, "name": "Loans", "item": "https://www.example.com/loans" },
            { "@type": "ListItem", "position": 3, "name": "Pre-Qualification", "item": "https://www.example.com/loans/prequal" }
          ]
        }
      ]

      Implementation steps

      1. Start from your live product detail page content; ensure titles, prices, and availability match the page.
      2. Embed one JSON-LD script in the head or just before the closing body tag using the combined example as a template.
      3. Fill shipping details for each region you serve and keep them aligned with on-page shipping tables.
      4. Attach your canonical MerchantReturnPolicy URL and keep the policy text in sync with Merchant Center.
      5. Add 3–6 FAQs that address purchase blockers (shipping, returns, compatibility) and keep answers consistent with visible content.
      6. Validate in the Rich Results Test and revalidate after price/availability/policy changes.

      Common errors and fixes

      FAQs

      Can I include multiple loan types?

      Yes. Use one Service per loan type with distinct @id values and link each to its corresponding Offer.

      What if pricing isn’t shown?

      Set price to 0.00 if no fee is displayed and keep availability/url aligned to the visible CTA.

      References