SwiftSchemaGenerate
    Schema stack

    Loan Pre-Qualification Stack

    Loan pre-qualification pages with Service + Offer details, FAQs, and breadcrumb navigation.

    Open generatorValidate in Rich Results Test
    Included schema
    Service
    Offer
    Frequently Asked Questions
    Breadcrumb
    Fit

    When to use this stack

    • Personal or small business loan pre-qualification pages
    • Credit pre-check flows where eligibility and rates are shown
    • Pages that need clarity on timelines, documents, and fees
    Composition

    What is included

    • Service

      Describes the loan pre-qualification service, provider, and area served.

    • Offer

      Expresses the pre-qualification offer terms, price/fees, and CTA URL.

    • Frequently Asked Questions

      Answers eligibility, credit impact, timelines, and document questions.

    • Breadcrumb

      Provides navigation context to the pre-qualification page.

    Data contract

    Properties across the bundle

    Nested properties keep their parent path, such as offers.priceCurrency. Only publish values that match visible page content.

    Required properties

    • areaServed.name
    • availability
    • itemListElement[].name
    • mainEntity[].@type=Question
    • mainEntity[].acceptedAnswer.text
    • name
    • offers.@id
    • price
    • priceCurrency
    • provider.name
    • provider.url
    • serviceType
    • url

    Recommended properties

    • category
    • description
    • itemListElement[].item
    • mainEntity[].acceptedAnswer.text
    • mainEntity[].author.name
    • mainEntity[].name
    • priceValidUntil
    • provider.address.addressCountry
    • provider.logo
    Copy-ready example

    Combined JSON-LD

    Paste this as one script tag, then replace every example value with data from the live page.

    Validate
    [
  {
    "@context": "https://schema.org",
    "@type": "Service",
    "@id": "https://www.example.com/loans/prequal#service",
    "name": "Personal Loan Pre-Qualification",
    "serviceType": "LoanPrequalification",
    "description": "Check your rate without impacting credit. Get a pre-qualification decision in minutes.",
    "provider": {
      "@type": "Organization",
      "name": "Harbor Lending",
      "url": "https://www.example.com",
      "logo": "https://www.example.com/assets/logo.svg",
      "address": {
        "@type": "PostalAddress",
        "addressCountry": "US"
      }
    },
    "areaServed": { "@type": "AdministrativeArea", "name": "United States" },
    "offers": { "@id": "https://www.example.com/loans/prequal#offer" }
  },
  {
    "@context": "https://schema.org",
    "@type": "Offer",
    "@id": "https://www.example.com/loans/prequal#offer",
    "name": "Pre-Qualification Offer",
    "price": "0.00",
    "priceCurrency": "USD",
    "availability": "https://schema.org/InStock",
    "url": "https://www.example.com/loans/prequal#start",
    "category": "LoanPrequalification",
    "description": "No-impact credit check with rate ranges provided instantly."
  },
  {
    "@context": "https://schema.org",
    "@type": "FAQPage",
    "mainEntity": [
      {
        "@type": "Question",
        "name": "Does pre-qualification impact my credit score?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "No. We use a soft inquiry for pre-qualification. A hard pull occurs only after you accept an offer."
        }
      },
      {
        "@type": "Question",
        "name": "How long does it take?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Most applicants see rate ranges in under 2 minutes. Final approval can take 1–2 business days."
        }
      },
      {
        "@type": "Question",
        "name": "What documents are required?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Government ID and proof of income. We may request bank statements for verification."
        }
      }
    ]
  },
  {
    "@context": "https://schema.org",
    "@type": "BreadcrumbList",
    "itemListElement": [
      { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.example.com" },
      { "@type": "ListItem", "position": 2, "name": "Loans", "item": "https://www.example.com/loans" },
      { "@type": "ListItem", "position": 3, "name": "Pre-Qualification", "item": "https://www.example.com/loans/prequal" }
    ]
  }
]
    Workflow

    Implement and verify

    1. 01

      Start with the live page

      Confirm titles, prices, availability, policies, and visible FAQ content before generating markup.

    2. 02

      Add one JSON-LD script

      Use the combined example as a template in the document head or before the closing body tag.

    3. 03

      Complete regional details

      Fill shipping destinations and timing for every region the page actually serves.

    4. 04

      Link the return policy

      Use a stable MerchantReturnPolicy URL and keep its terms synchronized with the page.

    5. 05

      Match visible answers

      Add only FAQs that users can read on the same page, with identical answers.

    6. 06

      Validate after changes

      Run Rich Results Test after implementation and whenever price, availability, or policy data changes.

    Quality check

    Common errors and fixes

    • Missing currency or availability

      Use ISO currency codes and complete schema.org availability URLs in Offer data.

    • Incomplete shipping details

      Include shippingDestination.addressCountry and deliveryTime.transitTime with units.

    • Return policy is not connected

      Reference MerchantReturnPolicy from the Offer and provide a stable public policy URL.

    • FAQ answers differ from the page

      Keep structured FAQ answers identical to visible answers.

    Questions

    Stack FAQs

    Can I include multiple loan types?

    Yes. Use one Service per loan type with distinct @id values and link each to its corresponding Offer.

    What if pricing isn’t shown?

    Set price to 0.00 if no fee is displayed and keep availability/url aligned to the visible CTA.

    Primary sources

    References