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    SwiftSchema

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      Stack

      Credit Card Rewards / Benefits Stack

      Credit card benefits pages with FinancialProduct context, offers, FAQs, and breadcrumbs.

      Open generatorValidate in Rich Results Test

      When to use this stack

      • Credit card rewards and benefits detail pages
      • Issuer product pages explaining fees, perks, and earning rates
      • FAQ pages clarifying eligibility, fees, and redemption

      What's included

      • Financial Product
        Open generator

        Defines the credit card product and issuer details.

      • Highlights the annual fee or promotional offer tied to the card.

      • Frequently Asked Questions
        Open generator

        Answers eligibility, fee timing, and redemption questions.

      • Breadcrumb
        Open generator

        Provides navigation context for the benefits page.

      Required properties (stack union)

      Ensure every applicable required property is present in your implementation. Nested props reference their parent objects (for example, `offers.priceCurrency`).

      availability
      description
      itemListElement[].name
      mainEntity[].@type=Question
      mainEntity[].acceptedAnswer.text
      name
      price
      priceCurrency
      provider.name
      url

      Recommended properties (stack union)

      annualPercentageRate
      category
      description
      feesAndCommissionsSpecification
      interestRate
      itemListElement[].item
      mainEntity[].acceptedAnswer.text
      mainEntity[].author.name
      mainEntity[].name
      offers.url
      priceSpecification.price
      priceSpecification.priceCurrency

      Combined JSON-LD

      Paste as a single script tag. Keep product details, offer data, shipping/returns, and FAQ answers in sync with the page.

      Validate
      [
        {
          "@context": "https://schema.org",
          "@type": "FinancialProduct",
          "@id": "https://www.example.com/cards/rewards#product",
          "name": "Northwind Rewards Card",
          "description": "Travel rewards credit card with points on airfare, dining, and hotels.",
          "url": "https://www.example.com/cards/rewards",
          "provider": { "@type": "Organization", "name": "Northwind Bank" },
          "feesAndCommissionsSpecification": "Annual fee applies. See terms for full fee schedule.",
          "interestRate": "21.99%"
        },
        {
          "@context": "https://schema.org",
          "@type": "Offer",
          "@id": "https://www.example.com/cards/rewards#annual-fee",
          "name": "Annual Fee",
          "description": "Annual membership fee billed after account opening and each anniversary.",
          "price": "95.00",
          "priceCurrency": "USD",
          "availability": "https://schema.org/InStock",
          "url": "https://www.example.com/cards/rewards#fees",
          "priceSpecification": {
            "@type": "UnitPriceSpecification",
            "price": "95.00",
            "priceCurrency": "USD",
            "unitText": "per year"
          }
        },
        {
          "@context": "https://schema.org",
          "@type": "FAQPage",
          "mainEntity": [
            {
              "@type": "Question",
              "name": "Is there a foreign transaction fee?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "No. The card does not charge foreign transaction fees on international purchases."
              }
            },
            {
              "@type": "Question",
              "name": "When is the annual fee charged?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "The annual fee is charged when the account is opened and again each year on the anniversary."
              }
            },
            {
              "@type": "Question",
              "name": "How do I redeem rewards?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Rewards can be redeemed online for travel bookings, statement credits, or gift cards."
              }
            }
          ]
        },
        {
          "@context": "https://schema.org",
          "@type": "BreadcrumbList",
          "itemListElement": [
            { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.example.com" },
            { "@type": "ListItem", "position": 2, "name": "Credit Cards", "item": "https://www.example.com/cards" },
            { "@type": "ListItem", "position": 3, "name": "Northwind Rewards Card", "item": "https://www.example.com/cards/rewards" }
          ]
        }
      ]

      Implementation steps

      1. Start from your live product detail page content; ensure titles, prices, and availability match the page.
      2. Embed one JSON-LD script in the head or just before the closing body tag using the combined example as a template.
      3. Fill shipping details for each region you serve and keep them aligned with on-page shipping tables.
      4. Attach your canonical MerchantReturnPolicy URL and keep the policy text in sync with Merchant Center.
      5. Add 3–6 FAQs that address purchase blockers (shipping, returns, compatibility) and keep answers consistent with visible content.
      6. Validate in the Rich Results Test and revalidate after price/availability/policy changes.

      Common errors and fixes

      FAQs

      Should I include APR in the FinancialProduct?

      If APR is visible on the page, add interestRate or annualPercentageRate to mirror the disclosed range.

      Can I describe the welcome bonus?

      Yes. Use an additional Offer or add the bonus details to the FinancialProduct description.

      References